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Housing Loan Programs

 

The City of Columbia strives to provide safe, decent and affordable housing, a suitable living environment and economic opportunities for low to moderate income individuals and communities.
 
We're here to help arrange affordable home loans in Columbia for families and individuals earning up to one hundred and fifty percent of the area median income, by working with partner banks to secure low interest rates, favorable terms and conditions with no mortgage insurance required.
 

With the tightening of the credit market and the vulnerability of low income and minority households to sub-prime loans and loan denials, the City of Columbia Community Development Department continues to prioritize the creation of quality, affordable housing as an integral component of its development programs. The City has created partnerships with local banks and will continue to increase local partnerships to leverage private dollars.

 

The Community Development Department housing credit counseling program has been marketed to increase the number of qualified applicants who are ready to become homeowners. The Housing Loan department offers several financial management workshops and credit counseling informational sessions throughout the year to educate the public on the City’s loan programs.

 

Housing Services is here to help arrange affordable home loans in Columbia for families and individuals earning up to one hundred and fifty percent of the area median income. We work with partner banks to secure low interest rates and favorable terms and conditions with no mortgage insurance required.

 

See our downloadable brochures below for more details or simply give us a call at 803.545.3373.

Our goal is to get you the best home ownership deal in town. Find out if you qualify. Call today!

 

Housing Loan Programs Brochure (PDF) CD Pdf Icon

City Lender I Program (PDF) CD Pdf Icon updated 5/2015

City Lender II Program (PDF) CD Pdf Icon updated 5/20/15

Affordable Housing Program (PDF) CD Pdf Icon updated 2/19/2016

City Employee Loan Program (PDF) CD Pdf Icon

Housing Loan Programs Policy and Procedures (Currenting Revising 02/23/2016)

 

 

*Some programs are restricted to designated areas and are available on a limited basis.

**Set-aside funds are a requirement of the HOME Investment Partnership Program.

 

 

Physical Address:
Community Development Department
1225 Lady Street, Suite 102
Columbia, South Carolina 29201
Phone: (803) 545-3373 Fax: (803) 255-8912
 
Mailing Address:
P.O. Box 147
Columbia, South Carolina 29217
 
Hours of Operation:
Monday - Friday
8:30 a.m. - 5:00 p.m.
 

CD Fair Housing Logo

 
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